This proposal, if approved, will switch PRIME across to a new `0 - 2 - 20` strategy with optimal utilisation at `75%`.

This results in lower, more predictable borrowing costs for PRIME - opening up additional use cases for otherwise idle PRIME capital. Keep your eyes peeled for a fresh Hydrated Strategy post regarding a new product which borrowed PRIME will feed.

Whilst lowering overall borrowing costs for PRIME, a significant increase in PRIME borrows (even at lower rates) can result in PRIME collateral generating higher yields on Hydration than Kamino or elsewhere.

![](https://i.ibb.co/PsfDMqYz/SCR-20260623-shnj.png)


#357 Switch PRIME to 0 - 2 -20 strategy